Job Description

Description

The Mortgage Loan Officer actively grows the mortgage portfolio through strategic activities including networking, calling on area professionals, list calling, hosting seminars etc.

Essential Functions and Responsibilities:

• Proven experience in financial services or related fields, with a focus on sales and customer relationship management.
• Strong understanding of mortgage products, including FNMA guidelines and mortgage servicing processes.
• Excellent negotiation skills with the ability to advocate for clients effectively.
• Proficient in using accounting software and other relevant tools for managing loan applications.
• Solid mathematical skills for accurate calculations related to loans and interest rates.
• Ability to perform credit analysis to assess borrower eligibility effectively.
• Strong communication skills, both verbal and written, with a commitment to providing outstanding service.

Requirements

Knowledge and Skills:

Experience:

• 3 to 5 years of similar or related experience
• Must have established relationships with local area realtors and broker
• Must be registered by the Nationwide Multi-state Licensing System Registry (NMLS)

Education:

• A two-year college degree, or
• Completion of a specialized certification or licensing; or
• Completion of specialized training courses conducted by vendor.

Interpersonal Skills:

• Extensive personal contact with others of a personal and sensitive nature. Motivating, influencing, and/or training others is key at this level. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others.

Other Skills:

• Computer skills including: Microsoft Office, Blue Sage (preferred)
• Interpersonal: demonstrated initiative, leadership and self-motivation; ability to prioritize duties and meet deadlines; a positive attitude; dependability; ability to maintain a regular work schedule to meet the needs of the business and punctuality are required.

Physical Requirements:

• Regularly sit, talk and hear
• Use hands to finger, handle or feel objects, tools or controls
• May occasionally lift up to 10 pounds
• Close and distance vision

Work Environment (reasonable accommodations may be made for individuals with disabilities to perform essential functions)

This position is hybrid, if preferred. Travel will be required and a valid driver's license is necessary. Position requires the ability to serve members on their schedule, which often involves working non-traditional hours.

Job Tags

Work at office, Local area

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